Savings

Harvest Saver (Single Premium, 3-year Maturity)

Offers guaranteed return which can help you make your dreams come true.

Limited Offer

Apply to enjoy 4.55% premium discount

Limited Offer

What is Harvest Saver (Single Premium, 3-year Maturity)?

Harvest Saver offers a guaranteed return, allowing you to achieve your financial goals with ease. Moreover, this plan provides life protection throughout the policy term.

This plan is a limited offer subject to capacity.¹

The content of this website does not contain the full terms of the polic(ies), and the full terms can be found in the policy document(s).

How we got you covered?

Guaranteed maturity return in 3 years

With a single premium payment, and if you keep the policy in force for 3 years until the end of the policy term (maturity date), Harvest Saver will provide you with a guaranteed maturity amount equal to 107.69%^{2 & 3} of the total premiums due and paid (in USD).

Life protection for peace of mind

In the unfortunate event of death of the life insured during the policy term, the plan provides a death benefit⁴ equal to the higher of:

102% of total premiums due and paid, or
100% of the guaranteed cash value as of the date of death of the life insured⁵.

Simplified underwriting and application

With no medical examination required, your application could not be simpler¹.

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Important Note

Harvest Saver is an insurance product provided and underwritten by Manulife (International) Limited (Incorporated in Bermuda with limited liability). The above provides only general information on this product for your reference only and does not contain full terms and conditions on this product. For full terms and conditions of this product, please see the policy provision. Please download the product leaflet now or ask your insurance advisor for a copy which will give you more details about this product including the ‘Important Information’ showing the product risks.

Remarks

This is a limited offer and acceptance of your policy application is subject to product availability at the time of application. We reserve the right to withdraw the offer of Harvest Saver at any time without notice, as well as reserve the right to accept or decline any application.
The figure(s) as shown is/are subject to rounding adjustment, and is/are for reference only. Guaranteed maturity amount will be calculated based on the total premium due and paid before applying premium discount.
Guaranteed maturity amount is the amount which you will be paid upon policy maturity. This guaranteed maturity amount does not represent the amount of death benefit we will pay.
Any outstanding debt under the policy will first be deducted from the payment of any benefit.
The guaranteed cash value amount is determined based on the guaranteed maturity amount, and therefore varies according to the level of guaranteed maturity amount. Please refer to the proposal and policy provisions for more information.

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