Manulife RetireChoice (MPF) Scheme

For Manulife RetireChoice (MPF) Scheme

Important to note:

Manulife RetireChoice (MPF) Scheme (“Scheme”) is a mandatory provident fund scheme with different constituent funds each investing entirely in one or more approved pooled investment fund(s) and/or approved index-tracking collective investment scheme(s) with a different investment objective and risk profile. It also offers investment according to the Default Investment Strategy (“DIS”).
Investment involves risks and not all investment choices available under the Scheme or the DIS would be suitable for everyone. Investors should consider the risks associated with the constituent funds and the DIS before investing.
Investing in any of the constituent funds may be subject to various risks (including, but not limited to, country and region risk, concentration risk, risk of interest rate changes, counterparty risk, liquidity risk and general market risk). Investment according to the DIS will be subject to additional risks (including limitation in the strategy (such as age as the sole factor in determining the asset allocation under the DIS, risks associated with pre-set asset allocation, annual de-risking between the DIS Funds, potential rebalancing within each DIS Fund and additional transaction costs), general investment risk related to the DIS, risk on early withdrawal and switching and impact on Members keeping accrued benefits in the DIS beyond the age of 64). There is no assurance on investment returns and investors could suffer significant loss on their investments/accrued benefits.
Some constituent funds may invest in single countries or regions. The investment focus of such constituent funds may give rise to increased risk over more diversified constituent funds. Some constituent funds may also invest in emerging markets and be subject to a higher degree of liquidity risk, market risk and political risk due to regulatory, political and/or economic environment.
You should consider your own risk tolerance level and financial circumstances before making investment choices. When, in your selection of the constituent funds or the DIS, you are in doubt as to whether a certain constituent fund or the DIS Strategy is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and/or professional advice and make investment choices most suitable for you taking into account your circumstances.
In the event that you do not make any investment choices, please be reminded that your contributions made and/or accrued benefits transferred into the Scheme will be invested in accordance with the DIS, which may not necessarily be suitable for you.
Before making your investment choices, you should read the MPF Scheme Brochure and Key Scheme Information Document (KSID) for details including risk factors, fees and charges of the scheme. You should not make your investment decision based on this material alone.

DISCLAIMER

This link will bring you to a third party website, owned and operated by an independent party over which we have no control ("3rd Party Website"). Any link you follow to or from the 3rd Party Website will be at your own risk. Any use of the 3rd Party Website will be subject to, and any information you provide will be governed by, the terms of the 3rd Party Website, including those relating to confidentiality, data privacy and security.
Unless otherwise expressly agreed in writing, Manulife (International) Limited and its affiliates (collectively "Manulife") are not in any way associated with the owner or operator of the 3rd Party Website or responsible or liable for the goods and services offered by them or for anything in connection with such 3rd Party Website. Manulife does not endorse or approve and makes no warranties, representations or undertakings relating to the content of the 3rd Party Website.
In addition to the terms stated in Manulife's Legal Notices, Manulife disclaims liability for any loss, damage and any other consequence resulting directly or indirectly from or relating to your access to the 3rd Party Website or any information that you may provide or any transaction conducted on or via the 3rd Party Website or the failure of any information, goods or services posted or offered at the 3rd Party Website or any error, omission or misrepresentation on the 3rd Party Website or any computer virus arising or system failure associated with the 3rd Party Website.
In the event of any inconsistency between the terms herein / the Manulife's Legal Notices and the terms on the 3rd Party Website, the terms herein / the Manulife's Legal Notices will prevail.
Manulife reserves the right to approve any hyperlink or framing arrangement with third parties and no links to or framing arrangements of our Manulife Home, Group or related sites should be created prior to confirmation of such approval from Manulife. In the absence of such approval, Manulife reserves the right to prevent direct access to visitors who have been directed to Manulife via links from sites that it reasonably believes have not been approved in this way.
If you have any questions with regard to this message, please call the Manulife Member Hotline on 2108 1388/ Employer Hotline on 2108 1234.
By clicking "Proceed", you will be confirming that you have read and agreed to the terms herein and in the Manulife's Legal Notices.

Manulife RetireChoice (MPF) Scheme

Offers 13 constituent funds to serve the retirement needs of Hong Kong people.

What is Manulife RetireChoice (MPF) Scheme?

Manulife (International) Limited (“Manulife”) and Allianz Global Investors (“AllianzGI”) formed a strategic alliance for their Mandatory Provident Fund (“MPF”) businesses on 23 November, 2020. Through this alliance, Manulife becomes the MPF scheme provider of Allianz Global Investors MPF Plan and renames it as Manulife RetireChoice (MPF) Scheme. AllianzGI will continue to be the scheme’s investment manager with its global investment expertise.

The scheme offers 13 constituent funds.

The investment team possesses global investment and research capabilities, expertise and full resources to seek more meaningful results to members.

eMPF onboarding

Manulife RetireChoice (MPF) Scheme has been onboarded to the eMPF Platform (“eMPF”) on 3 July 2025. For onboarding details, please refer to the below:

eMPF Communication Pack & Important Notice

To learn more information about eMPF, please visit：

eMPF hub

eMPF introductory webinars

Your trusted MPF partners

MPF scheme provider:	Manulife (International) Limited
Investment Manager:	Allianz Global Investors Asia Pacific Limited
Custodian and Trustee:	Bank Consortium Trust Company Limited
System operator:	The eMPF Platform Company Limited

Support

eMPF Platform enquiry	eMPF customer service hotline	(852) 183 2622 Office Hours: Monday to Friday 9:00 am to 7:00 pm Saturday 9:00 am to 1:00 pm Sundays and Public Holidays: Closed
	eMPF postal address	PO Box 98929 Tsim Sha Tsui Post Office
	eMPF website	https://www.empf.org.hk/
	eMPF fax number	(852) 3197 2988
	eMPF email address	enquiry@support.empf.org.hk
	eMPF service centres	Hong Kong Island: Unit 601B, 6/F, Dah Sing Financial Centre, No.248 Queen's Road East, Wanchai, Hong Kong Kowloon: Suites 1205-6, 12/F, Chinachem Golden Plaza, No. 77 Mody Road, Tsim Sha Tsui East, Kowloon New Territories: Suite 1802A, 18/F, Tower 2, Nina Tower, No.8 Yeung Uk Road, Tsuen Wan, New Territories Office Hours: Monday to Friday 9:00 am to 6:00 pm Saturday 9:00 am to 1:00 pm Sundays and Public Holidays: Closed

Manulife RetireChoice (MPF) Scheme-related enquiry (including enquiries related to the constituent funds and trustee’s service) (Operated by Bank Consortium Trust Company Limited)	Manulife MPF Members’ Direct	(852) 2298 9000 Service Hours : Monday to Friday: 9:00 am - 6:00 pm Saturday: 9:00 am - 1:00 pm
	Manulife MPF Employers’ Direct	(852) 2298 9098 Service Hours : Monday to Friday: 9:00 am - 6:00 pm Saturday: 9:00 am - 1:00 pm

Frequently Used Documents

MPF Scheme Brochure

Key Scheme Information Document (KSID)

Ongoing Cost Illustration

Fund Fact Sheet

Annual Report

Fund Information

Default Investment Strategy

Forms and Publications

Retirement Planning Intelligence

Fund Price

Warning: Investment involves risks. Please refer to the MPF Scheme Brochure and Key Scheme Information Document (KSID) for details including risk factors, fees and charges of the scheme.

DISCLAIMER

This link will bring you to a third party website, owned and operated by an independent party over which we have no control ("3rd Party Website"). Any link you follow to or from the 3rd Party Website will be at your own risk. Any use of the 3rd Party Website will be subject to, and any information you provide will be governed by, the terms of the 3rd Party Website, including those relating to confidentiality, data privacy and security.
Unless otherwise expressly agreed in writing, Manulife (International) Limited and its affiliates (collectively "Manulife") are not in any way associated with the owner or operator of the 3rd Party Website or responsible or liable for the goods and services offered by them or for anything in connection with such 3rd Party Website. Manulife does not endorse or approve and makes no warranties, representations or undertakings relating to the content of the 3rd Party Website.
In addition to the terms stated in Manulife's Legal Notices, Manulife disclaims liability for any loss, damage and any other consequence resulting directly or indirectly from or relating to your access to the 3rd Party Website or any information that you may provide or any transaction conducted on or via the 3rd Party Website or the failure of any information, goods or services posted or offered at the 3rd Party Website or any error, omission or misrepresentation on the 3rd Party Website or any computer virus arising or system failure associated with the 3rd Party Website.
In the event of any inconsistency between the terms herein / the Manulife's Legal Notices and the terms on the 3rd Party Website, the terms herein / the Manulife's Legal Notices will prevail.
Manulife reserves the right to approve any hyperlink or framing arrangement with third parties and no links to or framing arrangements of our Manulife Home, Group or related sites should be created prior to confirmation of such approval from Manulife. In the absence of such approval, Manulife reserves the right to prevent direct access to visitors who have been directed to Manulife via links from sites that it reasonably believes have not been approved in this way.
If you have any questions with regard to this message, please call the Manulife Member Hotline on 2108 1388 / Employer Hotline on 2108 1234.
By clicking "Proceed", you will be confirming that you have read and agreed to the terms herein and in the Manulife's Legal Notices.

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