ManuShine Healthcare Series/Benefit
What is ManuShine Healthcare Series/Benefit?
As you progress towards different milestones and take on greater family responsibilities, quality medical protection becomes essential for ensuring the right treatment for you and your family whenever necessary. The ManuShine Healthcare Series comes with three options to suit different needs.
The content of this website does not contain the full terms of the policy, and the full terms can be found in the policy document. The above product is available as a basic plan or as a supplementary benefit.
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Important Note
Hospitals offer various accommodation options with different facilities, and the categorisation used by the hospitals may be different from the definitions in the relevant policy/benefit provisions. If you are unsure of whether a particular accommodation option meets the relevant ward class definitions under these policy/benefit provisions, please contact Manulife before confinement.
ManuShine Healthcare Series/Benefit is an insurance product provided and underwritten by Manulife (International) Limited (incorporated in Bermuda with limited liability). The above provides only general information on this product for your reference only. Please download the product leaflet now or ask your Insurance/Financial Advisor for a copy which will give you more details about this product including the “Important Information” showing the product risks.
Remarks
- The credit service for hospitalization does not form part of this plan. This service is an administrative arrangement and is not part of the product features. Please see the product leaflet for details.
- The medical green passage service is provided by a third party service provider which is an independent contractor and is not our agent. We reserve the right to change or terminate the medical green passage service anytime by prior notice. We make no representation, warranty or undertaking as to any service of the third party service providers. We shall not be liable to you or the life insured in any respect of any loss, damage, expense, suit, action or proceedings suffered or incurred by you or the life insured, whether directly or indirectly, arising from or in connection with the services provided or advice given by such third party service providers and/or its agents, or the availability of such services. The availability of the medical green passage service shall not be regarded as acceptance by the company of any liabilities to pay any benefits and/or reimburse any medical expenses under this plan. Please refer to the latest medical green passage service provision for the terms and conditions of this service.
- The no-claim period is for deductible credit calculation. Please refer to the Policy Provisions or Benefit Provisions for detailed terms and conditions for such calculation.
- Deductible credits are only applicable to the plans with annual deductible options. If any claim relating to any of the previous 2 consecutive policy years under this plan becomes subsequently payable after any amount of benefit payable has been increased due to the deductible credit, we shall offset such an increased amount from the amount of claim payable, failing which we shall recover such amount from the policyowner in full as a debt. Please see the Policy Provisions or Benefit Provisions for details on how exactly the deductible credits are calculated and the terms and conditions that apply.
- Wellness checkpoint is only available in Hong Kong and Macau. We reserve the right to change or terminate the wellness checkpoint at any time without giving you notice. The wellness checkpoint is provided by a third party service provider which is an independent contractor and is not our agent. We make no representation, warranty or undertaking as to the availability of any services of the third party service provider including the medical check-up service. We shall not be liable to you or the life insured in any respect of any loss, damage, expense, suit, action or proceedings suffered or incurred by you or the life insured, whether directly or indirectly, arising from or in connection with the services (including the wellness checkpoint) provided or advice given by such third party service provider and/or its agents, or the availability of such services.
- The service is provided by a third party service provider which is an independent contractor and is not our agent. We shall make no representation, warranty or undertaking as to the availability of any medical opinions given by the medical service provider or any services given by the service providers. The third party service provider may change the list of selected hospitals from time to time. Please see the latest medical referral services provisions and PRC and worldwide emergency assistance benefits provisions for the terms and conditions of the service.
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